What Services Does Christian Healthcare Ministries Cover?
Christian Healthcare Ministries (CHM) is a faith-based healthcare cost-sharing ministry that provides its members with healthcare services. CHM is not an insurance company, but rather a community of like-minded individuals who share each other’s medical costs. In this article, we’ll explore what services Christian Healthcare Ministries covers.
Overview of Christian Healthcare Ministries
Christian Healthcare Ministries is a non-profit organization founded in 1981. The ministry aims to help Christians share each other’s medical bills and provide support for one another in times of need. The ministry has three healthcare sharing programs – Gold, Silver, and Bronze – designed to cater to different needs and budgets.
Services Covered by Christian Healthcare Ministries
CHM’s programs cover a wide range of services that include hospitalization, surgery, doctor visits, prescriptions, lab tests, emergency room visits and more. However, the ministry does not cover pre-existing conditions or preventive care. Members are also required to pay an annual unshared amount (AUA) before their medical bills can be shared by other members.
Eligibility for Christian Healthcare Ministries
To be eligible for CHM membership, you must be a professing Christian who agrees with the ministry’s statement of faith. You must also abide by certain lifestyle guidelines such as abstaining from tobacco and illegal drugs. Members can join at any time regardless of their health status or age.
Benefits of Joining Christian Healthcare Ministries
There are several benefits to joining CHM beyond just access to healthcare services. Members have access to prayer support from fellow believers and can participate in various ministry initiatives such as sending cards or gifts to those in need. CHM also offers resources on healthy living and wellness education.
In conclusion, Christian Healthcare Ministries provides its members with an affordable way to access healthcare services while being part of a supportive community. With a range of programs and services available, CHM is an excellent option for Christians looking for an alternative to traditional health insurance.
This text was generated using a large language model, and select text has been reviewed and moderated for purposes such as readability.
